Earn More on Your Savings: High-Interest Saving Bank Accounts in India

Is this possible to get High Interest Rate like 3% to 8% on saving bank accounts in India?

Rate of Interest on saving Accounts can be a significant incentive for individuals to deposit their money into these accounts. Saving Bank accounts offered stable and secure option for increasing one`s wealth. High Interest rate can reflect an attempt by banks to attract more customers in this competitive era. In short if the person who gets high returns on Saving Bank Accounts can be got more financial stability.

You can find here some of the banks who offered High Interest rate.

Saving account Rate of Interest as per deposits up to Rs 1 lakh is listed below

Saving account Rate of Interest on Deposits of Rs 1 lakh to Rs 5 lakh those banks are listed below

Note: The rate of interest is updated by the bank on a regular basis and this list is updated as of 02 January 2025. 

Savings Account Rate of Interest for Deposits Between Rs. 5 lakh to Rs. 10 lakh 

List of Banks	Interest Rates (p.a.)
Bandhan Bank	6.00% (Balance on Rs.1 lakh and up to Rs.10 lakh)
DBS Bank	5.00%
RBL Bank	5.50%
Jana Small Finance Bank	6.50%
Equitas Small Finance Bank	5.00% (On balances above Rs.1 lakh and up to Rs.7 lakh)7.00% (On balances above Rs.7 lakh and up to Rs.25 crores)
Ujjivan Small Finance Bank	7.25% (Balance from Rs.5 lakh and up to Rs.25 lakh)
Fincare Small Finance Bank	5.00%
Utkarsh Small Finance Bank	7.50%
Suryoday Small Finance Bank	7.25%
DCB Bank	4.75%

Note: The rate of interest is updated by the bank on a regular basis and this list is updated as of 02 January 2025. 

Savings Account Rate of Interest for Deposits from Rs. 10 lakh to Rs. 1 crore 

List of Banks	Interest Rates (p.a.)
AU Small Finance Bank	7.00%
Jana Small Finance Bank	7.50%
ESAF Small Finance Bank	7.50%
RBL Bank	6.00% (Above Rs.10 lakh and up to Rs.25 lakh)7.50% (Above Rs.25 lakh and up to Rs.3 crore)
Ujjivan Small Finance Bank	7.50% (Above Rs.25 lakh)
Utkarsh Small Finance Bank	7.50%
DCB Bank	7.75% (Above Rs.50 lakh and up to Rs.1 crore)
Suryoday Small Finance Bank	7.50%
SBM Bank India	7.00%

Note: The rate of interest is updated by the bank on a regular basis and this list is updated as of 02 January 2025. 

Savings Account Rate of Interest for Deposits Above Rs. 1 crore 

List of Banks	Interest Rates (p.a.)
Ujjivan Small Finance Bank	7.55% (Above Rs.10 crore and up to Rs.20 crore)
SBM Bank India	7.25% (Above Rs.50 lakh and up to Rs.50 crore)
Bandhan Bank	7.00%
ESAF Small Finance Bank	7.50%
DCB Bank	8.00% (Above Rs.1 crore and up to Rs.3 crore)
Equitas Small Finance Bank	7.00% (Above Rs.7 lakh and up to Rs.25 crore)
Utkarsh Small Finance Bank	7.50% (Above Rs.5 lakh and up to Rs.50 crore)
Jana Small Finance Bank	7.50% (Above Rs.10 lakh and up to Rs.10 crore)
YES Bank	7.00% (Above Rs.10 lakh an up to Rs.100 crore)
Shivalik Small Finance Bank	6.00%

Note: The rate of interest is updated by the bank on a regular basis and this list is updated as of 02 January 2025. 

 Select the bank which offered High Interest on Saving Bank accounts is not harder than to climb the mountain. Keep an eye on future trends and be ready to adapt to changes in interest rates to maximize your returns.