Debit Cards have become an essential financial tool in India, offering convenience and security for everyday transaction. No one aware of all benefits which are available on cards. Banks offer several hidden benefits that can enhance the overall banking experience. Let’s explore some of the lesser-known advantages of different bank Debit cards in India.
1. Cash Back and Reward Points:
Many banks provide cashback or reward points on debit card transaction. These rewards can be redeemed for discounts, vouchers or even cash credits. Some popular debit card reward program mentioned below.
- HDFC Bank Millenia Debit Card: Offers cashback on offline and offline spends.
- SBI Platinum Debit Card: Comes with reward points for retail and online spending.
- ICICI Bank Coral Debit Card: Provides reward points for every transaction, which can be redeemed for gifts or shopping vouchers.
2. Complimentary Insurance coverage:
- Accidental Death Insurance: Many banks offer personal accident insurance coverage on their debit cards, provided the cardholder uses the card for a transaction within a specified period.
- Purchase Protection: Some premium debit cards cover theft or damage of products purchased using the cards.
- Travel Insurance: Including coverage for flight accidents or lost luggage.
3. Airport Longue Access:
Who travelling on frequently he or she can get benefit from free domestic and international airport lounge access. This feature commonly associated with credit card, is also available on selected debit cards such as.
- HDFC Bank Platinum Card
- Axis Bank Prestige Debit Card
- ICICI Bank Wealth Select Debit Card
4. Discounts on Dining and Entertainment:
Many debit cards offer discounts on dinning, movies and entertainment.
- HDFC bank EasyShop Platinum Debit Card: Discounts on food delivery platforms and dining.
- SBI Signature Debit Card: provide deals on fine dining restaurant.
- ICICI Bank Expressions Debit Card: Give movie ticket discounts and entertainment benefits.
Users can also avail of this offers through partnership with platforms like Swiggy, Zomato, Bookmyshow and more.
5. Fuel Surcharge Waiver:
Most banks offer a fuel surcharge waiver on transactions made at petrol pumps.Some of the best debit cards for fuel surcharge waivers include:
- SBI Platinum Card
- HDFC Bank Easyshop Platinum Debit Card
- ICICI Bank Coral Debit Card
6.international Usage Benefits:
Premium Debit Cards come with international usage benefits such as:
- Lower foreign exchange markup fees.
- Complimentary global wi-fi access.
- Emergency card replacement service.
7. Special E-commerce offers:
Many banks partner with e-commerce platforms like Amazon, Flipkart and Myntra to provide instant discounts and cash back on purchases.
- HDFC Bank Millenia Debit Card.
- ICICI Amazon Pay Debit Card.
- Axis Bank Flipkart Debit Card.
Debit Card In India with several unique benefits that cardholder often overlook. From cashback rewards and insurance benefits to airport lounge access and many more. One more suggestion is after read my post please call bank and ask for the benefits of debit cards.
